Compare stocks · Microfinance
ALBSL vs FMDBL: Asha Laghubitta Bittiya Sanstha and First Micro Finance Laghubitta Bittiya Sanstha compared
On 5 Oct 2026, ALBSL (Asha Laghubitta Bittiya Sanstha Ltd) closed at Rs 1,181.40 and FMDBL (First Micro Finance Laghubitta Bittiya Sanstha Limited) at Rs 726.80. Over the past year, Rs 100 in ALBSL became Rs 125 and in FMDBL Rs 88, adjusted for bonus shares.
FMDBL is the larger company by market value, Rs 977 crore against Rs 948 crore. Cash dividends declared in the last 12 months yield 0.04% on ALBSL and 0.89% on FMDBL at today’s price.
Close · 5 Oct 2026NEPSE published data, may be delayed
Compare a different pair
A year to the close of 5 Oct 2026, adjusted for bonus shares. The chart below takes any window.
5 Oct 2026ALBSL Rs 100 → Rs 125 (close 1,181.40)FMDBL Rs 100 → Rs 88 (close 726.80)
Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 5 Oct 2026.
| ALBSLAsha Laghubitta Bittiya Sanstha Ltd | FMDBLFirst Micro Finance Laghubitta Bittiya Sanstha Limited | |
|---|---|---|
| Sector | Microfinance | Microfinance |
| Close, Rs | 1,181.40 | 726.80 |
| Today | −0.64% down | −0.67% down |
| Return, 1 month | +7.20% up | −1.76% down |
| Return, 1 year | +24.63% up | −12.42% down |
| 52-week range | 930.00 to 1,334.00 | 689.80 to 982.00 |
| Market value | Rs 948 cr | Rs 977 cr |
| Cash dividend yield | 0.04% | 0.89% |
| Latest dividends | 2081/82: 0.5% cash, 9.5% bonus | 2081/82: 6.5% cash, 0% bonus |
| Traded, last 30 days | Rs 83.80 cr | Rs 38.26 cr |
ALBSL and FMDBL dividends, year by year
| Fiscal year | ALBSL | FMDBL |
|---|---|---|
| 2081/82 | 0.5% cash, 9.5% bonus | 6.5% cash |
| 2080/81 | 0.75% cash, 14.25% bonus | 0.47% cash, 9% bonus |
| 2079/80 | none | 7.5% cash, 7.5% bonus |
| 2078/79 | none declared | 1% cash, 19% bonus |
| 2077/78 | none | 0.53% cash, 10% bonus |
As a percentage of paid-up value, as declared. Every dividend by year.
P/E, earnings per share and book value are not in the web data. The Punji app compares those too.
ALBSL or FMDBL: questions
- Which is bigger, ALBSL or FMDBL?
- FMDBL is larger by market value: Rs 977 crore, against Rs 948 crore for ALBSL, at the close of 5 Oct 2026. Market value is the share price times the shares listed.
- Which has risen more over the past year, ALBSL or FMDBL?
- Rs 100 in ALBSL became Rs 125 (+24.63%), and Rs 100 in FMDBL became Rs 88 (−12.42%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
- Which pays a higher dividend, ALBSL or FMDBL?
- ALBSL last declared 0.5% cash and 9.5% bonus for 2081/82; FMDBL last declared 6.5% cash and 0% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
- Should I buy ALBSL or FMDBL?
- Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
Also: ALBSL stock page, FMDBL stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
Valuation and earnings are in the app
The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.