Compare stocks · Commercial Banks
ADBL vs CZBIL: Agricultural Development Bank and Citizens Bank International compared
On 5 Oct 2026, ADBL (Agricultural Development Bank Limited) closed at Rs 308.40 and CZBIL (Citizens Bank International Limited) at Rs 200.70. Over the past year, Rs 100 in ADBL became Rs 100 and in CZBIL Rs 102, adjusted for bonus shares.
ADBL is the larger company by market value, Rs 4,412 crore against Rs 3,231 crore. Cash dividends declared in the last 12 months yield 3.16% on ADBL and 0.23% on CZBIL at today’s price.
Close · 5 Oct 2026NEPSE published data, may be delayed
Compare a different pair
A year to the close of 5 Oct 2026, adjusted for bonus shares. The chart below takes any window.
5 Oct 2026ADBL Rs 100 → Rs 100 (close 308.40)CZBIL Rs 100 → Rs 102 (close 193.35)
Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 5 Oct 2026.
| ADBLAgricultural Development Bank Limited | CZBILCitizens Bank International Limited | |
|---|---|---|
| Sector | Commercial Banks | Commercial Banks |
| Close, Rs | 308.40 | 200.70 |
| Today | −0.19% down | −1.27% down |
| Return, 1 month | +2.80% up | +0.60% up |
| Return, 1 year | +0.48% up | +1.80% up |
| 52-week range | 285.20 to 340.00 | 183.00 to 238.60 |
| Market value | Rs 4,412 cr | Rs 3,231 cr |
| Cash dividend yield | 3.16% | 0.23% |
| Latest dividends | 2081/82: 9.75% cash, 3.25% bonus | 2082/83: 0.2% cash, 3.8% bonus |
| Traded, last 30 days | Rs 48.39 cr | Rs 70.94 cr |
ADBL and CZBIL dividends, year by year
| Fiscal year | ADBL | CZBIL |
|---|---|---|
| 2082/83 | none | 0.2% cash, 3.8% bonus |
| 2081/82 | 9.75% cash, 3.25% bonus | 0.263% cash, 5% bonus |
| 2080/81 | 7.53% cash, 3% bonus | 0.21% cash, 4% bonus |
| 2079/80 | none declared | 5.79% cash |
| 2078/79 | 11% cash, 2% bonus | none |
As a percentage of paid-up value, as declared. Every dividend by year.
P/E, earnings per share and book value are not in the web data. The Punji app compares those too.
ADBL or CZBIL: questions
- Which is bigger, ADBL or CZBIL?
- ADBL is larger by market value: Rs 4,412 crore, against Rs 3,231 crore for CZBIL, at the close of 5 Oct 2026. Market value is the share price times the shares listed.
- Which has risen more over the past year, ADBL or CZBIL?
- Rs 100 in ADBL became Rs 100 (+0.48%), and Rs 100 in CZBIL became Rs 102 (+1.80%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
- Which pays a higher dividend, ADBL or CZBIL?
- ADBL last declared 9.75% cash and 3.25% bonus for 2081/82; CZBIL last declared 0.2% cash and 3.8% bonus for 2082/83. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
- Should I buy ADBL or CZBIL?
- Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
Also: ADBL stock page, CZBIL stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
Valuation and earnings are in the app
The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.