Compare stocks · Life Insurance
CLI vs NLIC: Citizen Life Insurance and Nepal Life Insurance Co. compared
On 5 Oct 2026, CLI (Citizen Life Insurance Company Limited) closed at Rs 429.00 and NLIC (Nepal Life Insurance Co. Ltd.) at Rs 717.00. Over the past year, Rs 100 in CLI became Rs 94 and in NLIC Rs 98, adjusted for bonus shares.
NLIC is the larger company by market value, Rs 6,797 crore against Rs 2,145 crore. Cash dividends declared in the last 12 months yield 4.66% on CLI and 2.24% on NLIC at today’s price.
Close · 5 Oct 2026NEPSE published data, may be delayed
Compare a different pair
A year to the close of 5 Oct 2026, adjusted for bonus shares. The chart below takes any window.
5 Oct 2026CLI Rs 100 → Rs 94 (close 429.00)NLIC Rs 100 → Rs 98 (close 717.00)
Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 5 Oct 2026.
| CLICitizen Life Insurance Company Limited | NLICNepal Life Insurance Co. Ltd. | |
|---|---|---|
| Sector | Life Insurance | Life Insurance |
| Close, Rs | 429.00 | 717.00 |
| Today | −0.92% down | −1.36% down |
| Return, 1 month | +3.85% up | +2.28% up |
| Return, 1 year | −5.74% down | −2.23% down |
| 52-week range | 410.00 to 526.00 | 680.50 to 872.00 |
| Market value | Rs 2,145 cr | Rs 6,797 cr |
| Cash dividend yield | 4.66% | 2.24% |
| Latest dividends | 2081/82: 20% cash, 0% bonus | 2081/82: 16.05% cash, 5% bonus |
| Traded, last 30 days | Rs 23.17 cr | Rs 60.21 cr |
CLI and NLIC dividends, year by year
| Fiscal year | CLI | NLIC |
|---|---|---|
| 2081/82 | 20% cash | 16.05% cash, 5% bonus |
| 2080/81 | 1.42% cash, 26.984% bonus | 11.05% cash, 10% bonus |
| 2079/80 | 0.263% cash, 5% bonus | 21.05% cash |
| 2078/79 | none | none declared |
| 2077/78 | none | 15.79% cash |
As a percentage of paid-up value, as declared. Every dividend by year.
P/E, earnings per share and book value are not in the web data. The Punji app compares those too.
CLI or NLIC: questions
- Which is bigger, CLI or NLIC?
- NLIC is larger by market value: Rs 6,797 crore, against Rs 2,145 crore for CLI, at the close of 5 Oct 2026. Market value is the share price times the shares listed.
- Which has risen more over the past year, CLI or NLIC?
- Rs 100 in CLI became Rs 94 (−5.74%), and Rs 100 in NLIC became Rs 98 (−2.23%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
- Which pays a higher dividend, CLI or NLIC?
- CLI last declared 20% cash and 0% bonus for 2081/82; NLIC last declared 16.05% cash and 5% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
- Should I buy CLI or NLIC?
- Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
Also: CLI stock page, NLIC stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
Valuation and earnings are in the app
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