Compare stocks · Life Insurance

CLI vs RNLI: Citizen Life Insurance and Reliable Nepal Life Insurance compared

On 5 Oct 2026, CLI (Citizen Life Insurance Company Limited) closed at Rs 429.00 and RNLI (Reliable Nepal Life Insurance Limited) at Rs 439.70. Over the past year, Rs 100 in CLI became Rs 94 and in RNLI Rs 97, adjusted for bonus shares.

RNLI is the larger company by market value, Rs 2,285 crore against Rs 2,145 crore. Cash dividends declared in the last 12 months yield 4.66% on CLI and 2.73% on RNLI at today’s price.

Close · 5 Oct 2026NEPSE published data, may be delayed

Compare a different pair

A year to the close of 5 Oct 2026, adjusted for bonus shares. The chart below takes any window.

5 Oct 2026CLI Rs 100 → Rs 94 (close 429.00)RNLI Rs 100 → Rs 97 (close 439.70)

901001107 Oct13 Apr5 OctCLI 94RNLI 97

Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 5 Oct 2026.

CLI and RNLI side by side. Nothing is marked better.
CLICitizen Life Insurance Company LimitedRNLIReliable Nepal Life Insurance Limited
SectorLife InsuranceLife Insurance
Close, Rs429.00439.70
Today−0.92% down+0.62% up
Return, 1 month+3.85% up+6.21% up
Return, 1 year−5.74% down−2.57% down
52-week range410.00 to 526.00402.00 to 520.20
Market valueRs 2,145 crRs 2,285 cr
Cash dividend yield4.66%2.73%
Latest dividends2081/82: 20% cash, 0% bonus2081/82: 12% cash, 0% bonus
Traded, last 30 daysRs 23.17 crRs 41.42 cr

CLI and RNLI dividends, year by year

Dividends declared by CLI and RNLI by Nepali fiscal year, as a percentage of paid-up value
Fiscal yearCLIRNLI
2081/8220% cash12% cash
2080/811.42% cash, 26.984% bonus0.632% cash, 12% bonus
2079/800.263% cash, 5% bonus0.84% cash, 16% bonus

As a percentage of paid-up value, as declared. Every dividend by year.

P/E, earnings per share and book value are not in the web data. The Punji app compares those too.

CLI or RNLI: questions

Which is bigger, CLI or RNLI?
RNLI is larger by market value: Rs 2,285 crore, against Rs 2,145 crore for CLI, at the close of 5 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, CLI or RNLI?
Rs 100 in CLI became Rs 94 (−5.74%), and Rs 100 in RNLI became Rs 97 (−2.57%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, CLI or RNLI?
CLI last declared 20% cash and 0% bonus for 2081/82; RNLI last declared 12% cash and 0% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
Should I buy CLI or RNLI?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.

Valuation and earnings are in the app

The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.