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NEPSE sector

Non-life insurance companies listed on NEPSE.

General insurers: motor, property, marine, health.

Close · 5 October 202613 companies, 6 delisted or suspended

Non-life insurance at the close

RBCL−0.35%SPIL−1.26%SICL−0.37%NIL−0.08%SALICO−0.41%NLG−0.40%IGI−1.07%HEI+1.28%NICL−1.58%PRIN0.00%UAIL−0.58%SGIC−0.39%NMIC−1.63%
Companies
13
4.6% of NEPSE’s listed companies
Market value
Rs 18,097 cr
4.1% of the exchange
At the close
−0.48%
1 rose, 11 fell, of 13 traded
One year
−14.1%
Price, weighted by value
Improving vs average company
Median yield
1.31%
9 of 13 paid cash in 12 months

What actually moves these companies

Short-cycle business compared with life. Premiums are collected annually and claims arrive in the same year, so results reflect the year that just happened.

Nepal’s exposure to earthquake and flood makes claim experience lumpy, and reinsurance terms decide how much of that lands on the insurer.

Worth knowing: A single catastrophe year can wipe out several ordinary years of profit. Judge these on a run of years, not on the last quarter.

All 13 are listed: Himalayan Everest Insurance Limited (HEI), IGI Prudential Insurance Limited (IGI), Nepal Insurance Co. Ltd. (NICL), Neco Insurance Limited (NIL), NLG Insurance Company Ltd. (NLG), Nepal Micro Insurance Company Limited (NMIC), Prabhu Insurance Limited (PRIN), Rastriya Beema Company Limited (RBCL), and 5 more listed below. That is 4.6% of the 280 companies listed on NEPSE.

The sector at a glance

Listed securities
13
Instrument mix
13 equity
Regulator
Nepal Insurance Board
Delisted or suspended
6
Largest company
RBCL

The largest companies

By market value, with each one’s share of the sector.

  1. RBCLRastriya Beema Company Limited20.6%Rs 3,720 cr
  2. SPILSiddhartha Premier Insurance Limited9.3%Rs 1,691 cr
  3. SICLShikhar Insurance Co. Ltd.9.2%Rs 1,662 cr
  4. NILNeco Insurance Limited8.0%Rs 1,454 cr
  5. SALICOSagarmatha Lumbini Insurance Co. Limited7.7%Rs 1,389 cr
  6. NLGNLG Insurance Company Ltd.7.3%Rs 1,315 cr
  7. IGIIGI Prudential insurance Limited6.4%Rs 1,152 cr
  8. HEIHimalayan Everest Insurance Limited6.2%Rs 1,125 cr
  9. NICLNepal Insurance Co. Ltd.6.1%Rs 1,111 cr
  10. PRINPrabhu Insurance Ltd.6.0%Rs 1,082 cr

The year’s best and worst

One-year price return, adjusted for bonus shares. The 6 highest and 6 lowest in the sector.

  1. RBCL−7.0%
  2. PRIN−7.3%
  3. NIL−10.2%
  4. SICL−12.7%
  5. IGI−12.9%
  6. SALICO−13.2%
  7. SPIL−15.4%
  8. NICL−17.7%
  9. SGIC−19.3%
  10. UAIL−22.9%
  11. NLG−26.4%
  12. NMIC−30.7%

Every non-life insurance company

13 companies with a price. Select a heading to sort; each symbol opens its stock page.

RBCLRastriya Beema Company Limited13,950.00−0.35%−7.0%none3,720
SPILSiddhartha Premier Insurance Limited602.50−1.26%−15.4%4.15%1,691
SICLShikhar Insurance Co. Ltd.536.00−0.37%−12.7%0.06%1,662
NILNeco Insurance Limited524.60−0.08%−10.2%2.44%1,454
SALICOSagarmatha Lumbini Insurance Co. Limited529.70−0.41%−13.2%2.83%1,389
NLGNLG Insurance Company Ltd.493.00−0.40%−26.4%0.68%1,315
IGIIGI Prudential insurance Limited380.40−1.07%−12.9%1.31%1,152
HEIHimalayan Everest Insurance Limited449.80+1.28%−13.5%none1,125
NICLNepal Insurance Co. Ltd.436.00−1.58%−17.7%1.45%1,111
PRINPrabhu Insurance Ltd.585.000.00%−7.3%0.08%1,082
UAILUnited Ajod Insurance Limited359.90−0.58%−22.9%none950
SGICSanima GIC Insurance Limited380.50−0.39%−19.3%0.07%859
NMICNepal Micro Insurance Company Limited783.00−1.63%−30.7%none587

No longer trading

Suspended or delisted. Most Nepali delistings are mergers: shareholders were issued shares in the listed survivor.

  • AIL Delisted
  • EIC Delisted
  • GIC Delisted
  • LGIL Delisted
  • PICL Delisted
  • SIL Delisted

The rest of the market

A sector is only worth reading against the others.

All 13 sectors

About non-life insurance companies on NEPSE

How many non-life insurance companies are listed on NEPSE?
13 non-life insurance companies are listed and trading on the Nepal Stock Exchange. That count is from the exchange's registry as of 5 October 2026.
Which is the largest non-life insurance company on NEPSE?
By market value at the 5 October 2026 close, Rastriya Beema Company Limited (RBCL) at Rs 3,720 cr, 20.6% of the sector's Rs 18,097 cr. Over the last year the best price return in the sector was RBCL, −7.0% (adjusted for bonus shares).
What moves non-life insurance share prices in Nepal?
Nepal’s exposure to earthquake and flood makes claim experience lumpy, and reinsurance terms decide how much of that lands on the insurer. A single catastrophe year can wipe out several ordinary years of profit. Judge these on a run of years, not on the last quarter.
Which non-life insurance companies have been delisted from NEPSE?
6 symbols in this sector are no longer trading: AIL, EIC, GIC, LGIL, PICL, SIL. Most Nepali delistings are mergers rather than failures: the company was absorbed into another listed institution and its shareholders were issued shares in the survivor.

Also: the heat map, the screener and the full registry.

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